In your early years, earning a modest monthly salary, burdened by debts, the path to financial recovery might seem challenging. Here are some recommendations to facilitate a quick turnaround, especially when lacking entrepreneurial experience and resources. It's crucial to proceed with caution, understanding that high expectations can lead to significant disappointment.

1. Assess and Secure Your Current Employment:

Cherish your current job that sustains your basic needs. Avoid hastily resigning or considering new ventures, especially when facing financial liabilities. The stability of your existing employment provides a foundation for future endeavors.
2. Optimize Lifestyle and Prioritize Learning:

Trim unnecessary expenses by eliminating unproductive activities like excessive gaming, socializing, and non-essential gatherings. Invest the time saved into self-improvement. Consider this period as an opportunity to learn and grow.
3. Engage in a Side Business:

While maintaining your primary job, explore side business opportunities that align with your skills and interests. This can serve as both a financial supplement and a platform for skill enhancement.
4. Develop Skills and Expertise:

Allocate time to upskill yourself. Continuous learning not only enhances your existing abilities but also prepares you for future challenges. As your competency grows, so does your potential for income diversification.
5. Transition from Side Business to Mainstream:

If your side business starts outperforming your main income source consistently, consider transitioning it into your primary focus. Ensure the stability and sustainability of this new venture before making any drastic decisions.
6. Prioritize Physical Well-being:

Maintain discipline in your physical health through regular exercise. A healthy body contributes not only to your overall well-being but also serves as an asset during challenging times. Your physical resilience can be a cornerstone of your success or a crucial asset during setbacks.
7. Cultivate Mental Resilience:

Cultivate mental toughness to withstand the uncertainties of the journey. Success and failure are part of the process; view the latter as a capital for future endeavors. A resilient mindset is an invaluable asset.
8. Focus on Network Building:

Invest in expanding your social and professional network. Engage with like-minded individuals, mentors, and industry professionals. A strong network can open doors to opportunities and provide guidance during challenging times.
9. Capitalize on Smart Money Management:

Understand the intelligence of money; it follows those who are smart and capable. Prioritize financial literacy and prudent money management. Wise financial decisions will contribute significantly to your long-term success.
In summary, when immediate financial ascent seems unattainable, strive for intellectual and spiritual elevation. Recognize that money is drawn to intelligence, capability, and resilience. The pursuit of wisdom and the development of a savvy, adaptable mindset will propel you toward success, whether it be in financial stability or the creation of a thriving venture.